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MoneyStreams Privacy Policy

Last updated: 06-11-2022

MoneyStreams,online (MONEYSTREAMS) recognizes the importance of protecting the personal information you provide at Web sites owned or controlled by MoneyStreams, has posted its own “privacy policies” and “terms of use”. For the rest of MONEYSTREAMS’s Websites, we maintain the following privacy policy:

1. MONEYSTREAMS gathers the following types of information needed to process your transactions, fulfill your requests, and maintain our membership records:

  • Contact information you provide (for example, your personal and business addresses, phone and fax numbers, firm affiliations and titles).

  • Tracking information which our Web server automatically recognizes each time you visit one of our sites or communicate with us by email (for example, your domain name, your email address, and what pages you visit).

  • Information you volunteer, via applications or surveys (for example, education, designations, specialties, affiliations with other real estate organizations and general demographic data).

2. MONEYSTREAMS uses this information to:

Improve and customize the content and layout of our sites and other communications tools, such as MONEYSTREAMS Magazine online and print.

  • Notify you of updates to our sites.

  • Notify you of relevant products and services.

  • Notify you of upcoming events and programs.

  • Compile specialty directories about which you will be made aware.

  • Track usage of our sites.

  • Assist affiliated associations and affiliated Institutes,  in membership tracking and for their use for purposes similar to those listed above.

3. MONEYSTREAMS does not share, sell, or trade email addresses. MONEYSTREAMS may use your email address to directly send you information and may provide you with online informational or marketing messages that have been approved by MONEYSTREAMS together with other communications to which you have subscribed.

4. Other forms of contact information. Forms of contact information other than email address (for example, street address) may be listed in the membership/subscriber directories available on MONEYSTREAMS.online.  MONEYSTREAMS will not share, sell or otherwise provide this contact information about you except for the following purposes:

  • Other vendors for the limited purpose of contacting targeted groups of members/subscribers, through marketing vehicles approved by MONEYSTREAMS.

  • When required by law or valid legal process, or to protect the personal safety of our members/subscribers or the public.

  • Some or all of the data collected during promotions or contests on our sites that are sponsored by third parties may be shared with the sponsor for the limited purpose of a one-time marketing follow-up by the sponsor. If information about you will be shared with a sponsor you will be notified prior to your participation in the promotion or contest and you can decide not to participate in the promotion or contest.

5. Credit information that you and credit authorizers provide when you make payments by credit card or electronic check for products, dues or other services via the MONEYSTREAMS Electronic Commerce Network will only be used to process the transactions you request. This information will be provided to and maintained by reputable credit reporting databases, but will never be sold, shared or provided to other third parties.

6. MONEYSTREAMS follows generally accepted standards to protect the information it collects and makes available via its Web sites. MONEYSTREAMS tests their security procedures regularly and modifies them as new technologies become feasible.

7. MONEYSTREAMS utilizes a strict Opt-Out policy for sending online notifications regarding services, products and programs. You may adjust your Communication Preferences by reviewing your MONEYSTREAMS.online registration. Just Login first. Then you can change your preferences.

8. You may edit your personal contact information directly in the Membership/Subscriber ID system.

9. Some of our Web sites contain advertising placed by advertising networks pursuant to agreements between MONEYSTREAMS and the advertising network. MONEYSTREAMS does not control these advertising networks, the sites of third parties reached through links on our site, or their information collection practices, and MONEYSTREAMS will not be responsible for the activities of these third parties. The advertising network uses cookies to collect certain non-personally identifiable information when you click on the banner ads appearing on our sites. This information is collected by the advertising network for purposes of measuring and reporting on the advertising to advertisers and MONEYSTREAMS. The advertising network may also aggregate the information for certain other statistical and reporting purposes.

10. Do-Not-Track Disclosure: Some browsers have a “Do Not Track” feature that allows you to communicate to websites that you do not want to have your online activities tracked. Our system does not respond to Do Not Track requests or headers from some or all browsers at this time.

11. Affiliate Disclosure:  MoneyStreams.online may use affiliate links which re-direct to a separate website for the purposes of purchasing a product or service from that separate website.  MoneyStreams may be compensated by these separate websites should you choose to purchase their product(s) or services.  This in NO WAY will incur additional expense(s) to you.

 

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